Nova Destine Assistance – Safe and worry-free holidays with travel insurance in your luggage

In a special episode of Zodia Asigurărilor show dedicated to travel policies, two devoted professionals were featured: Sorin Cornea, marketing director for Destine Broker de Asigurare și Reasigurare ,and Laura Popescu, general manager for Nova Destine Assistance, an international company providing assistance for international destinations.
The experts offered useful tips and shared essential information about the importance of insurance policies, highlighting how they can help create a pleasant holiday and prevent unforeseen events.
Why choose travel insurance?
During the discussion, Sorin Cornea and Laura Popescu addressed the key aspects of travel insurance and the differences with the European Health Insurance Card. They pointed out that while the European Card offers limited medical cover in public hospitals, and applies only in EU Member States, a policy offers much more extensive protection during international trips.
It therefore means that you can benefit from assistance and financial cover in the event of accidents, medical problems or lost luggage, regardless of your worldwide destination. So it offers greater peace of mind and focuses on individual holiday needs, offering a range of benefits tailored to each trip.
In her presentation, Laura Popescu brought up more details about travel insurance and its benefits. She highlighted the importance of choosing it according to the individual needs of the tourist, even beyond the available budget. Laura gave the example of summer, when many people opt for a long-term policy because they want to travel frequently. At the same time, as winter sports enthusiasts, they should consider the option of choosing an insurance that includes the extreme sports clause from the beginning of its conclusion, as it is valid for one year and cannot be added to later. Thus, in the long term it is a predefined product, unlike the classic ones which are customised for each holiday.

Travel insurance: What does it offer you?
Laura also pointed out the importance of a 24/7 call centre, which provides effective communication in the traveller’s native language. This ensures fast and professional assistance in case of emergencies or insurance-related questions. Another important advantage mentioned by Laura is that through the assistance service the tourist will not pay for medical services at the service provider.
On the other hand, there is also the possibility for the insured person to go to a clinic on their own, have investigations carried out and pay for them, and on their return to the country open a file with the insurer for reimbursement of the medical costs incurred.
In addition, issues related to chronic diseases and policy-specific exclusions were also discussed during the programme. Laura Popescu expressed the importance of clarifying details in the insurance contract, where exclusions are explicitly mentioned. This provides transparency and clarity on coverage and limitations, delivering the knowledge needed to make informed decisions about the next holiday.

The importance of a consultant for a worry-free holiday
As the discussion evolved, the importance of consulting with Destine Holding companies was also brought to the forefront. It was emphasised that it is cost-effective for a client to benefit from the whole package of services, having all products under the guidance and direction of one expert. This facilitates the process of choosing the right insurance and understanding the terms and conditions. The consultant has knowledge and expertise in the field and can offer personalised recommendations, taking into account the specific details of your trip.
“In a world where we have to read hundreds of contract pages and don’t have the type or patience, the presence of a consultant is vital. It can save you a lot of money spent unnecessarily, or other possible inconvenience, because he knows all the details, works with you to analyse your needs and then can offer you the right product.”
Laura Popescu
If you’re flying, he can recommend a comprehensive policy that covers loss of luggage. If you choose an exotic destination and plan sports activities, he can advise you to add an extra clause for extreme sports. That way you’ll get the service you want according to all your individual standards and requirements.
Secure yourself and travel with peace of mind to any destination
Whether we choose to go abroad or within Romania, it is essential to have adequate travel insurance and to be well informed about it. The discussion in the Zodia Asigurărilor, with the specialists Sorin Cornea from Destine Broker and Laura Popescu from Nova Destine Assistance, highlighted the importance of protection against unexpected events. A holiday policy also provides the peace of mind and security needed to enjoy the experience in the most relaxed way possible.
Therefore, the recommendation is to carefully inform ourselves about the benefits and options offered by travel insurance and choose the one that suits our needs and preferences. This way, we can be sure that we will enjoy our destination in a responsible way, protected and prepared for any eventuality that might arise during our adventure.
Nova Destine Assistance
Choose to be protected! Choose to be preventive!
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